My Shubhlife
Unverified Business
MyShubhLife is India’s next-gen digital lending and savings platform. MyShubhLife has developed unique data science models to democratize credit for millions of borrowers. Our loan customers are drawn from the ‘Next Half Billion’ segment, who are not yet part of the formal credit system. This segment comprises households with an annual income between INR 1.4 Lacs to 4.5 Lacs and forms 45% of the society but has access to only 8% of the formal credit. Real-time analytics and credit reports based on alternative data enable us to reach unserved and underserved market segments. MyShubhLife aims to make fair and transparent credit available to people to provide meaningful financial inclusion
